If you or your loved one has been injured while in the course of duty, you may be eligible for workcover claims or compensation in Queensland. Studies have shown that many employees are injured while at work but only a few cases are compensated. While injuries are normal incidents, and despite the law providing for compensation, not all people who are injured get the damages for the injuries they sustain. Here are some of the types of injuries that may be covered under the workcover claim:
• Physical injuries, including fractures, burns, deafness due to industrial activity
• Psychiatric or psychological disorders such as depression and anxiety disorders
• Health complications such as Q-fever and asbestosis
• Aggravation (escalating) of pre-existing condition
• Death arising out of injuries
• Weekly compensation for loss of incomes;
• Medical bills;
• Rehabilitation expenses;
• Travelling expenses;
• Lump sum compensation benefits; and
• Common Law damages
As an employee, you may you may qualify for a cover while working from home, provide that the injuries you sustain arise out of your course of employment. This means that you may also be eligible for the claim if you sustain injuries while on recess.
How the Workcover Claims in Queensland is processed
Workcover claims are considered on a person-to-person basis and based on the available facts of the case. Therefore, you need to hire a qualified workcover compensation lawyer to help put forward the best case that can result in better compensation. Once you have logged a claim, your lawyer will contact your employer notifying them of the claim against their policy.
How do you know if you have a claim?
If you have been injured while at work, you are most likely eligible for the compensation claim. The law in Queensland compels all the employers to have a workers compensation cover for all the employees. This insurance allows the injured employee to get compensation regardless of whether he or the employer was at fault. The insurance benefits extend to the following set of people:
• All casual employees
• Full time and part time employees
• Self employed people; and
• Any other person who qualifies as a worker
In Queensland, the compensation scheme is administered by WorkCover Queensland, initially known as Worksafe.
What Should One Do If He or She is Hurt During Work?
Several steps should be followed when claiming for workers compensation. Here are some of the steps you should take:
• Seek medical help immediately you are injured even if you think you have sustained minor injuries
• Notify your injury or worker compensation lawyer and employer of your workplace injuries or accident
• Request your physician for a work capacity certificate
• Complete a worker compensation claim form provided by your employer upon request. Here, you will need to understand how and what information to fill in to facilitate maximum compensation.
You don’t have to worry about being victimized or not getting the since the scheme works on a no-fault scheme, meaning you are still eligible whether you are at fault or not. However, injured employees can still claim substantial amount of damages under the common law. Different injuries require different approaches, so you need to consider the extent of the injuries and the possible ramifications when making your claims. Serious injuries require thorough preparation and assessment of the case. You will need to find an experienced Workers Compensation lawyer to help you finalize Workcover Claims in Queensland within a shortest time possible.