Introduction To Insurance Valuations

All-risk insurance is also recommended if you buy a car on credit. This maximum coverage is sometimes even imposed by the lender. High value cars have every interest in being fully insured for several years so that you are well compensated and whether or not the driver is responsible for the incident.

Because of the cost of the premium, all-risk insurance is primarily intended for new or very recent vehicles based on Insurance Valuations. Also concerned drivers who travel tens of thousands of kilometers per year, which increases the risks.

When you buy a new car, it loses value from the first kilometers traveled. In case of theft or destruction, the compensation is based on the market value or Argus rating. This compensation may be insufficient in the case of a purchase on credit or a long-term lease.

A solution is provided by some all-risk insurance contracts that offer original or optional compensation new value. Usually reserved for vehicles aged 6 to 24 months, this warranty allows the owner to be compensated for the price of the vehicle purchased new of Insurance Valuations.

Personalize your car insurance with optional coverage

Adapting your guarantees to your real needs is easily achievable thanks to the options. These additions are numerous with the aim of personalizing your contract, whether it is third-party, third-party or even all-risk insurance. Here are a few :

The driver’s bodily injury cover adds a contractual indemnity paid to the driver, or to his beneficiaries in the event of death. Unlike passengers who are compensated through the civil liability guarantee, the driver does not enjoy the same protection. In the event that this guarantee is present in the basic contract, this option increases the capital.

Whether your car is new or old, no one is safe from a mechanical breakdown. By subscribing the assistance option in case of breakdown, the repair costs defined by the contract are covered by the Insurance Valuations.

With assistance 0 km, a repairman intervenes regardless of the distance with your home. This guarantee works in case of breakdown, but also accident with a towing of the vehicle towards the garage of your choice.

The personal property compensation option is used to reimburse your luggage and other accessories for theft, destruction or damage as shown on Insurance Valuations. The legal protection guarantee provides access to the services of the legal platform of the insurance company. This option offers much more than telephone advice by bearing the costs and fees in case of dispute, whether it is a conflict with your garage or with a third party in case of disaster.